Credit Risk Manager, Portfolio Management
Manage credit risk for Monzo's UK portfolio to ensure sustainable lending growth
As Credit Risk Manager at Monzo, you will oversee credit risk management for the UK lending portfolio, focusing on portfolio performance and risk mitigation strategies. Your work will support sustainable lending growth while maintaining risk appetite within Monzo's mission to make money work for everyone. You will collaborate with cross-functional teams to monitor exposures and inform credit decisions across personal and business products.
Why This Role?
Direct impact on Monzo's mission to make money work for everyone through responsible credit management
Key Responsibilities
- Monitor and analyse credit risk exposures across Monzo's UK lending portfolio
- Develop and maintain risk reporting for personal, business, and credit card products
- Support credit decision-making frameworks to align with risk appetite and regulatory standards
- Collaborate with product and finance teams to assess portfolio performance and trends
- Contribute to stress testing and scenario analysis for UK lending products
Requirements
- Experience in credit risk management within retail or consumer banking
- Strong analytical skills with ability to interpret financial data and trends
- Knowledge of UK credit regulations and risk management frameworks
- Experience with portfolio monitoring and risk reporting tools
- Ability to communicate risk insights to technical and non-technical stakeholders
Required Skills
Indonesia Context
- Working Hours Overlap:
- Flexible — work your own hours
Keywords
View Original Description from NoDesk
Original description from NoDesk
🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.
Salary Context
Similar Operations roles on LokerDollar pay around $175k/yr (range $24k–400k/yr, n=149 active listings).
Hiring at Monzo
Monzo has 2 other active roles on LokerDollar and has been hiring here since Mar 16, 2026 — across Operations, Data & Analytics.
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Frequently asked questions
- Is Credit Risk Manager, Portfolio Management at Monzo a remote job?
- Yes. Credit Risk Manager, Portfolio Management at Monzo is a fully remote role open to candidates worldwide.
- What type of employment is Credit Risk Manager, Portfolio Management at Monzo?
- This is a full time position.
- How do I apply?
- Click the "Apply" button on this page to go to the official application at Monzo.
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