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Credit Analyst

Analyze credit applications to assess risk and support lending decisions

As a Credit Analyst at Monzo, you will evaluate credit applications to determine risk levels and support informed lending decisions. Your work contributes to Monzo's mission of making money work for everyone by ensuring responsible credit practices. You'll operate within a remote, global team focused on innovative financial products.

Why This Role?

Contribute to Monzo's mission of making money work for everyone through responsible credit analysis

Key Responsibilities

  • Evaluate credit applications to assess applicant risk profiles
  • Analyze financial data to support lending decision-making
  • Monitor credit performance and identify emerging risks
  • Collaborate with teams to refine credit assessment processes
  • Ensure compliance with credit policies and regulatory standards

Requirements

  • Experience in credit analysis or risk assessment
  • Proficiency in financial data analysis and interpretation
  • Strong understanding of credit products and lending principles
  • Ability to work effectively in a remote, global team environment
  • Familiarity with UK financial services and credit regulations

Required Skills

credit analysisrisk assessmentfinancial productsbanking regulationsfinancial analysislending decisionscredit assessment

Indonesia Context

Working Hours Overlap:
Flexible — work your own hours
See remote (USD) vs local pay →
View Original Description from NoDesk

Original description from NoDesk

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

Openness not stated by employer — check the listing

Company
Monzo
Source
NoDesk
Salary
Job Type
full time
Location
Remote · Open worldwide
Seniority
mid
Posted
Jun 2, 2026

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