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Payments & payroll

Payoneer

In short

Payoneer is a payment platform that gives freelancers and remote workers a virtual USD or other-currency receiving account for foreign-client payments, withdrawn as rupiah.

Many freelance marketplaces and remote employers pay contractors through Payoneer because it offers receiving accounts in several currencies without needing a foreign bank account. You withdraw to a local Indonesian bank, and Payoneer applies its own conversion rate and withdrawal fee.

Payoneer and Wise serve a similar purpose; which is cheaper depends on the payment route, currency, and amount, so check both platforms' current published fees for your specific payment before choosing.